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This scam usually begins with the perpetrator contacting the victim via email, instant messaging or social media using a fake email address or a fake social media account and making an offer that would allegedly result in a large payoff for the victim.

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An advance-fee scam is a form of fraud and one of the most common types of confidence trick.

Another variant of the scam, dating back to circa 1830, appears very similar to what is passed via email today: "Sir, you will doubtlessly be astonished to be receiving a letter from a person unknown to you, who is about to ask a favour from you...", and goes on to talk of a casket containing 16,000 francs in gold and the diamonds of a late marchioness. It then asked what to do with profits from a $24.6 million investment, and ended with a telephone number.

Other official-looking letters were sent from a writer who said he was a director of the state-owned Nigerian National Petroleum Corporation.

The details vary, but the usual story is that a person, often a government or bank employee, knows of a large amount of unclaimed money or gold which he cannot access directly, usually because he has no right to it.

Such people, who may be real but impersonated people or fictitious characters played by the con artist, could include, for example, the wife or son of a deposed African leader who has amassed a stolen fortune, a bank employee who knows of a terminally ill wealthy person with no relatives, or a wealthy foreigner who deposited money in the bank just before dying in a plane crash (leaving no will or known next of kin), and similar characters.

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They refer to their targets as Magas, slang developed from a Yoruba word meaning "fool".

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