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With the proper policy, you can have most medical expenses, attorney fees, settlements, and reimbursements covered.

Coverages from Direct Property & Casualty Insurance include: Other types of Commercial General Liability include Garagekeepers Liability and Employment Practices Liability.

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Other specialty types of Commercial Liability, such as Foreign, Liquor, and Concession Liability, can aid in furthering the safety of your business’s future.

Commercial real estate is property that is used solely for business purposes and that is leased out to provide a workspace rather than a living space.

The taxes, mechanics of purchase and maintenance responsibilities for commercial properties are buried in layers of legalese that shift according to state, county, industry, size, zoning and many other designations.

Most investors in commercial real estate either have specialized knowledge or a payroll of people who do.

The retail sector in particular has proved a pain point in the broader commercial property market, as widespread store closures intensified in 2017 and continued into 2018.

Painting the retail commercial property picture, popular mall REIT Westfield Corporation saw its stock price shed about 30 percent between mid-2016 and late 2017 before reversing some losses through January 2018.

Turnover can be costly for owners because a space must be adapted to meet the specific needs of different tenants — say, if a restaurant is moving into a property once occupied by a yoga studio.

There are many firms in the commercial real estate space. Other big players include Jones Lang La Salle, Cushman & Wakefield Inc. These companies help source commercial real estate, appraise value, broker purchases and sales, manage upkeep, find and retain tenants, negotiate leases and navigate financing options.

There are other indicators that suggest the commercial property market has peaked in the post-recession growth cycle.

Growth in commercial property sales volume has stalled since 2016, and in December 2017, commercial real estate prices declined for the eighth-consecutive month, according to California real estate firm Ten-X.

While residential real estate lease rates may be quoted in an annual sum or a monthly rent, commercial real estate is customarily quoted in annual rental dollars per square foot.

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